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Their own payment-practices filing · gov.uk

How long does Santander UK PLC take to pay its suppliers?

CRN 02294747 · Financial services · 15 statutory reports on record · period to 30 Jun 2025

14days
their reported average time to pay suppliers, latest period
Faster than mostvs a 31-day median across 6,185 recent filers

Self-reported figure from their statutory filing. How this is compiled.

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On the public register · Companies House

Company record

Status
Active
Type
Public Limited Company
Incorporated
12 Sept 1988
Registered office
2 TRITON SQUARE, LONDON, NW1 3AN
18 outstanding charges — secured borrowing registered Accounts due 30 Jun 2027

Open the full record at Companies House.

Terms vs reality

Stated terms: 30 days. Reported average: 14.

Stated terms30d
-16 days
Reported avg14d

At a glance

The key figures

30d
their stated terms
13%
invoices paid outside terms
±3d
steady pattern

Vs peers · latest reported averages

fasterslower
Faster than 81% of the 661 large companies reporting in financial services.

The pattern

Holding steady

Average days to pay across their last 6 statutory reports.

terms 30d
15
20
16
14
11
14
H2 2022H1 2023H2 2023H1 2024H2 2024H1 2025

Where their supplier invoices land · latest period

within 30 days 87% 31–60 days 9% 61+ days 4%

The read · computed from their figures

Santander UK PLC has filed 15 statutory payment periods (earliest H1 2018). Their latest report puts the average at 14 days against stated terms of 30 days.

The pattern is steady — their reported average moves within about ±3 days period to period.

In the latest period 13% of invoices were paid outside their agreed terms, and 4% landed 61+ days out.

What they tell their suppliers

Payment code: The Prompt Payment Code Offers e-invoicing

In their own words · from the filing

Standard payment terms

Santander UK plc payment terms are 30 days. There are no contracts for which there are longer payment terms and there have been no changes to this arrangement in the period. There are a small number of suppliers with Santander UK for which we have 14 days payment terms, these were agreed as part of specific contract negotiations.

Dispute resolution

If a supplier has a dispute regarding payment, there is an established escalation and investigation process in place. Should the supplier remain unhappy at the outcome of the initial escalation and investigation, they can refer the matter to an independent body. Information regarding this process is included in the standard contract terms.

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H1 20251413%4%7 Aug 2025
H2 2024118%1%6 Feb 2025
H1 20241411%3%9 Oct 2024
H2 20231614%5%31 Jan 2024
H1 20232025%5%18 Aug 2023
H2 2022159%3%16 Feb 2023
H1 20221684%3%2 Aug 2022
H2 20211313%2%9 Feb 2022
H1 20212120%6%2 Aug 2021
H1 20201511%3%8 Feb 2021
H1 20202220%5%28 Jul 2020
H2 2019209%2%30 Jan 2020
H1 20192619%7%25 Jul 2019
H2 20182112%4%1 Feb 2019
H1 20182214%5%31 Jul 2018

Quick answers

Are they getting slower or faster?
Their reported average is steady — within about ±3 days period to period, around 14 days.
What's their typical pay point?
Their latest reports average around day 14, moving within about ±3 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

Watch Santander UK PLC (free)

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More large companies in financial services

Santander UK Operations Limited · Sarasin Investment Funds Limited · Santander UK Group Holdings PLC · Scania Finance Great Britain Limited · Santander Insurance Services UK Limited · SCCL Holdings Ltd

How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,185 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-02294747 · latest period to 30 Jun 2025

Verify the original Companies House file

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