Their own payment-practices filing · gov.uk
Experian Finance PLC paid suppliers in 34 days on average — 29 days past its stated terms
Their H1 2024 filing put the average 29 days past the 5-day term they state.
- Their stated terms
- 5 days
- Paid outside agreed terms
- 9% of invoices
- Paid after 61+ days
- 8%
- Reporting period
- 1 Oct 2023 – 31 Mar 2024
- Source
- their gov.uk filing, filed 24 May 2024
Self-reported figures from their statutory filing. How this is compiled.
Terms vs reality · their H1 2024 filing
Paid 29 days past their stated terms
Where their invoices landed · share of all invoices
The pattern · last 3 of 3 reports
Held steady around 34 days
The read · computed from their figures
Experian Finance PLC's H1 2024 filing put their average at 34 days against stated terms of 5 days; 9% of invoices were paid outside agreed terms and 8% took 61 days or longer. Filed 24 May 2024.
The pattern is steady — their reported average moves within about ±1 days period to period.
That is 3 statutory periods on record (earliest H1 2023) — a historical record, not a promise for a new invoice.
What they tell their suppliers
In their own words · from the filing
Standard payment terms
Under Experian’s standard contractual terms we commit to the payment of all invoices no later than the last day of the month following the month in which it receives a Correct Invoice from the supplier either via ISupplier or via our Accounts Payable department in our finance shared service centre via email [email protected].
Dispute resolution
Any disputes arising about payments or sums under an agreement between Experian and its Supplier (“Dispute”), will be reviewed under reasonable endeavours to negotiate and settle the dispute. The initial point of contact for a Dispute is set out in the table below. Full details of the dispute process can be found on our web page – http://www.experian.com/corporate/suppliers.html If, following the ten (10) Working Days, this is not possible, either party may escalate the Dispute in accordance with the escalation procedure in the table below, by giving written notice to the other party. If the parties have exhausted the escalation procedure set out below, either party may refer a dispute to the courts for resolution.
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2024 | 34 | 9% | 8% | 24 May 2024 |
| H2 2023 | 34 | 10% | 4% | 3 Nov 2023 |
| H1 2023 | 32 | 2% | 5% | 22 Jun 2023 |
On the public register · Companies House
Company record
- Status
- Active
- Type
- Public Limited Company
- Incorporated
- 17 Mar 1917
- Registered office
- THE SIR JOHN PEACE BUILDING EXPERIAN WAY, NOTTINGHAM, NG80 1ZZ
Illustrative · working-capital arithmetic
What a 34-day cycle ties up
A worked example, not a finding. On a hypothetical £12k/month account, at a 34-day vs a 5-day payment cycle.
Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.
Quick answers · Experian Finance PLC
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How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-00146575 · latest period to 31 Mar 2024
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