Their own payment-practices filing · gov.uk

How long does Prudential Holdings Limited take to pay its suppliers?

CRN SC210546 · Financial services · 17 statutory reports on record · period to 30 Jun 2026

50days

their reported average time to pay suppliers, latest period

Slower than mostvs a 31-day median across 6,185 recent filers

Self-reported figure from their statutory filing. How this is compiled.

On the public register · Companies House

Company record

Status: Active
Type: Private Limited Company
Incorporated: 1 Sept 2000
Registered office: 4TH FLOOR, SALTIRE COURT, EDINBURGH, EH1 2EN

0 outstanding charges on the register Accounts due 30 Sept 2027

Open the full record at Companies House.

Terms vs reality

Stated terms: 45 days. Reported average: 50.

Stated terms45d

+5 days

Reported avg50d

At a glance

The key figures

45d

their stated terms

58%

invoices paid outside terms

+10d

slower over the window

±10d

variable pattern

Vs peers · latest reported averages

fasterslower

Slower than 95% of the 661 large companies reporting in financial services.

The pattern

Getting slower

Average days to pay across their last 6 statutory reports.

terms 45d

H2 2023H1 2024H2 2024H1 2025H2 2025H1 2026

Where their supplier invoices land · latest period

within 30 days 43% 31–60 days 33% 61+ days 24%

The read · computed from their figures

Prudential Holdings Limited has filed 17 statutory payment periods (earliest H1 2018). Their latest report puts the average at 50 days against stated terms of 45 days.

The direction is slower: from 40 to 50 days over the window — about 10 days slower.

In the latest period 58% of invoices were paid outside their agreed terms, and 24% landed 61+ days out.

What they tell their suppliers

Offers e-invoicing

In their own words · from the filing

Standard payment terms

Prudential Holdings Limited shall pay an invoice within 45 days of receipt of invoice unless otherwise provided in the “Schedule of Pricing and Payment” or the applicable “Statement of Work” stipulated in the Prudential Holdings Limited standard contract terms and conditions.

Dispute resolution

Schedule of Governance Structure stipulated in the Prudential Holdings Limited standard contract terms and conditions provides that in the event of a dispute; an authorised officer of Supplier or Prudential Holdings Limited may escalate such dispute for resolution between the parties. The authorised officer shall submit a written request to the Service Review Group (with a copy provided to an authorised officer of the other party) giving reasonably sufficient details of the dispute and providing a full description of any remediation efforts or activities that each party has taken to remedy or resolve the Dispute. Such request shall also contain sufficient details for the other party to assess the dispute and whether sufficient action has been taken by it to remedy or rectify such disput

Other information

Prudential Holdings Limited is an intermediate holding company within the Prudential plc group of companies. The standard payment terms apply to invoices from other companies within the Prudential plc group, which represents a significant proportion of the qualifying contracts of Prudential Holdings Limited, as well as those from external suppliers.

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H1 2026	50	58%	24%	28 Jul 2026
H2 2025	57	51%	35%	30 Jan 2026
H1 2025	45	46%	36%	17 Jul 2025
H2 2024	65	69%	47%	29 Jan 2025
H1 2024	35	24%	16%	29 Jul 2024
H2 2023	40	31%	19%	30 Jan 2024
H1 2023	40	33%	19%	28 Jul 2023
H2 2022	41	27%	17%	26 Jan 2023
H1 2022	41	45%	18%	26 Jul 2022
H2 2021	44	34%	24%	25 Jan 2022
H1 2021	43	16%	21%	27 Jul 2021
H2 2020	40	38%	18%	27 Jan 2021
H1 2020	46	54%	31%	28 Jul 2020
H2 2019	60	47%	31%	29 Jan 2020
H1 2019	60	44%	30%	29 Jul 2019
H2 2018	27	23%	9%	25 Jan 2019
H1 2018	37	40%	14%	27 Jul 2018

Working-capital effect

What a 50-day cycle ties up

Illustrative. On a hypothetical £12k/month account, at a 50-day vs a 45-day payment cycle.

≈ £19,500

of invoicing outstanding at any one time on a 50-day cycle — about £2,000 more than the same account would carry at 45-day terms.

Late Payment Act. The Late Payment of Commercial Debts Act lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers

Are they getting slower or faster?

Their reported average has moved about 10 days slower over the window (40 → 50 days).

What's their typical pay point?

Their latest reports average around day 50, moving within about ±10 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

Watch Prudential Holdings Limited (free)

Their next payment report is due ≈ 26 Jan 2027. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.

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How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,185 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-SC210546 · latest period to 30 Jun 2026

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