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Their own payment-practices filing · gov.uk

Prudential Holdings Limited pays suppliers in 50 days on average — 5 days past its stated terms

CRN SC210546 · Financial services · 17 statutory reports on record · period to 30 Jun 2026

50daysavg time to pay · H1 2026

Their H1 2026 filing puts the average 5 days past the 45-day term they state.

Slower than mostvs a 31-day median across 6,104 recent filers
Their stated terms
45 days
Paid outside agreed terms
58% of invoices
Paid after 61+ days
24%
Reporting period
1 Jan 2026 – 30 Jun 2026
Source
their gov.uk filing, filed 28 Jul 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H1 2026 filing

Paid 5 days past their stated terms

The pattern · last 6 of 17 reports

40 → 50 days — slowing down

The read · computed from their figures

Prudential Holdings Limited's H1 2026 filing puts their average at 50 days against stated terms of 45 days; 58% of invoices were paid outside agreed terms and 24% took 61 days or longer. Filed 28 Jul 2026.

The direction is slower: from 40 days in H2 2023 to 50 now — 10 days slower across their last 6 reports.

On the latest reported averages: Slower than 95% of the 638 large companies reporting in financial services.

That is 17 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.

What they tell their suppliers

Offers e-invoicing

In their own words · from the filing

Standard payment terms

Prudential Holdings Limited shall pay an invoice within 45 days of receipt of invoice unless otherwise provided in the “Schedule of Pricing and Payment” or the applicable “Statement of Work” stipulated in the Prudential Holdings Limited standard contract terms and conditions.

Dispute resolution

Schedule of Governance Structure stipulated in the Prudential Holdings Limited standard contract terms and conditions provides that in the event of a dispute; an authorised officer of Supplier or Prudential Holdings Limited may escalate such dispute for resolution between the parties. The authorised officer shall submit a written request to the Service Review Group (with a copy provided to an authorised officer of the other party) giving reasonably sufficient details of the dispute and providing a full description of any remediation efforts or activities that each party has taken to remedy or resolve the Dispute. Such request shall also contain sufficient details for the other party to assess the dispute and whether sufficient action has been taken by it to remedy or rectify such disput

Other information

Prudential Holdings Limited is an intermediate holding company within the Prudential plc group of companies. The standard payment terms apply to invoices from other companies within the Prudential plc group, which represents a significant proportion of the qualifying contracts of Prudential Holdings Limited, as well as those from external suppliers.

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H1 20265058%24%28 Jul 2026
H2 20255751%35%30 Jan 2026
H1 20254546%36%17 Jul 2025
H2 20246569%47%29 Jan 2025
H1 20243524%16%29 Jul 2024
H2 20234031%19%30 Jan 2024
H1 20234033%19%28 Jul 2023
H2 20224127%17%26 Jan 2023
H1 20224145%18%26 Jul 2022
H2 20214434%24%25 Jan 2022
H1 20214316%21%27 Jul 2021
H2 20204038%18%27 Jan 2021
H1 20204654%31%28 Jul 2020
H2 20196047%31%29 Jan 2020
H1 20196044%30%29 Jul 2019
H2 20182723%9%25 Jan 2019
H1 20183740%14%27 Jul 2018

On the public register · Companies House

Company record

Status
Active
Type
Private Limited Company
Incorporated
1 Sept 2000
Registered office
4TH FLOOR, SALTIRE COURT, EDINBURGH, EH1 2EN
0 outstanding charges on the register Accounts due 30 Sept 2027

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 50-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 50-day vs a 45-day payment cycle.

≈ £19,500
of invoicing outstanding at any one time on a 50-day cycle — about £2,000 more than the same account would carry at 45-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · Prudential Holdings Limited

Are they getting slower or faster?
Their reported average has moved about 10 days slower over the window (40 → 50 days).
What's their typical pay point?
Their latest filed report puts the average at day 50; across their last 6 reports it ranged 35–65 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.
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How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-SC210546 · latest period to 30 Jun 2026

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