Their own payment-practices filing · gov.uk

Kames Capital PLC pays suppliers in 44 days on average — 14 days past its stated terms

CRN SC113505 · Financial services · 16 statutory reports on record · period to 31 Dec 2025

44daysavg time to pay · H2 2025

Their H2 2025 filing puts the average 14 days past the 30-day term they state.

Slower than mostvs a 31-day median across 6,104 recent filers

Their stated terms: 30 days
Paid outside agreed terms: 32% of invoices
Paid after 61+ days: 15%
Reporting period: 1 Jul 2025 – 31 Dec 2025
Source: their gov.uk filing, filed 20 Jan 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H2 2025 filing

Paid 14 days past their stated terms

PAIDLATE · terms vs the clockdays to pay · 0–50

avg 44d

0 days50 days

reported avg 44 days their filed terms 30 days UK median 31 days · n = 6,104 recent filers

Where their invoices landed · share of all invoices

within 30 days 73% 31–60 days 12% 61+ days 15%

Source: their statutory Payment Practices Report #105920, period 1 Jul 2025 – 31 Dec 2025, filed 20 Jan 2026 · gov.uk payment-practices service

Kames Capital PLC pays 14 days past its own stated terms. 32% of invoices still went outside agreed terms; 15% reached 61 days or more. Self-reported in their statutory H2 2025 filing.

The pattern · last 6 of 16 reports

39 → 44 days — slowing down

PAIDLATE · the patternavg days per report

Last 6 of 16 filed reports · linear day scale · every period is in the table below · Source: gov.uk payment-practices service

5 days slower across the window. From 39 days in H1 2023 to 44 in the H2 2025 filing; the dashed line marks the 30-day term they state.

The read · computed from their figures

Kames Capital PLC's H2 2025 filing puts their average at 44 days against stated terms of 30 days; 32% of invoices were paid outside agreed terms and 15% took 61 days or longer. Filed 20 Jan 2026.

The direction is slower: from 39 days in H1 2023 to 44 now — 5 days slower across their last 6 reports.

On the latest reported averages: Slower than 91% of the 638 large companies reporting in financial services.

That is 16 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.

In their own words · from the filing

Standard payment terms

Standard contractual terms are 30 days

Dispute resolution

It is the company’s policy to agree appropriate terms of payment with suppliers for each transaction or series of transactions, and to abide by those terms based on the timely submission of satisfactory invoices. The Company normally settles trade payables on 30 day terms, issues are raised through the AAM UK Finance team and escalated to the Head of Finance UK.

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H2 2025	44	32%	15%	20 Jan 2026
H1 2025	47	44%	16%	31 Jul 2025
H2 2024	70	40%	25%	31 Jan 2025
H1 2024	61	46%	24%	31 Jul 2024
H2 2023	52	44%	26%	26 Jan 2024
H1 2023	39	28%	10%	20 Jul 2023
H2 2022	47	33%	17%	30 Jan 2023
H1 2022	48	32%	15%	26 Jul 2022
H2 2021	36	23%	8%	28 Jan 2022
H1 2021	37	28%	8%	27 Jul 2021
H2 2020	49	38%	16%	27 Jan 2021
H1 2020	44	45%	17%	30 Jul 2020
H2 2019	35	33%	9%	28 Jul 2020
H1 2019	39	41%	12%	23 Jul 2019
H2 2018	35	40%	9%	31 Jan 2019
H1 2018	28	36%	2%	30 Jul 2018

On the public register · Companies House

Company record

Status: Active
Type: Public Limited Company
Incorporated: 21 Sept 1988
Registered office: 3 LOCHSIDE CRESCENT, EDINBURGH, EH12 9SA

0 outstanding charges on the register Accounts due 30 Jun 2027

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 44-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 44-day vs a 30-day payment cycle.

≈ £17,500

of invoicing outstanding at any one time on a 44-day cycle — about £5,500 more than the same account would carry at 30-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · Kames Capital PLC

Are they getting slower or faster?

Their reported average has moved about 5 days slower over the window (39 → 44 days).

What's their typical pay point?

Their latest filed report puts the average at day 44; across their last 6 reports it ranged 39–70 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

Watch Kames Capital PLC (free)

Their next payment report is due ≈ 26 Jan 2027. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.

You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.

More large companies in financial services

Just Retirement Limited · Keltbray Consulting & Engineering Limited · Jupiter Unit Trust Managers Limited · Keltbray Energy Limited · Jupiter Offshore Wind Limited · Keltbray Group Limited

How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-SC113505 · latest period to 31 Dec 2025

Verify the original Companies House file

Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.