Their own payment-practices filing · gov.uk

Affinity Insurance Solutions Limited paid suppliers in 38 days on average — 8 days past its stated terms

CRN 12486813 · Financial services · 5 statutory reports on record · period to 31 Dec 2024

Dated record. The latest report covers a period ending 31 Dec 2024 and the company hasn’t filed since (it may have dropped below the reporting threshold). Treat the figures as historical.

38daysavg time to pay · H2 2024

Their H2 2024 filing put the average 8 days past the 30-day term they state.

Their stated terms: 30 days
Paid outside agreed terms: 18% of invoices
Paid after 61+ days: 6%
Reporting period: 1 Jul 2024 – 31 Dec 2024
Source: their gov.uk filing, filed 31 Jan 2025

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H2 2024 filing

Paid 8 days past their stated terms

PAIDLATE · terms vs the clockdays to pay · 0–45

avg 38d

0 days45 days

reported avg 38 days their filed terms 30 days UK median 31 days · n = 6,104 recent filers

Where their invoices landed · share of all invoices

within 30 days 22% 31–60 days 72% 61+ days 6%

Source: their statutory Payment Practices Report #95252, period 1 Jul 2024 – 31 Dec 2024, filed 31 Jan 2025 · gov.uk payment-practices service

Affinity Insurance Solutions Limited paid 8 days past its own stated terms. 18% of invoices still went outside agreed terms; 6% reached 61 days or more. Self-reported in their statutory H2 2024 filing.

The pattern · last 5 of 5 reports

56 → 38 days — faster across the window

PAIDLATE · the patternavg days per report

Last 5 of 5 filed reports · linear day scale · every period is in the table below · Source: gov.uk payment-practices service

18 days faster across the window. From 56 days in H2 2022 to 38 in the H2 2024 filing; the dashed line marks the 30-day term they state.

The read · computed from their figures

Affinity Insurance Solutions Limited's H2 2024 filing put their average at 38 days against stated terms of 30 days; 18% of invoices were paid outside agreed terms and 6% took 61 days or longer. Filed 31 Jan 2025.

The direction is faster: from 56 days in H2 2022 to 38 now — 18 days faster across their last 5 reports.

That is 5 statutory periods on record (earliest H2 2022) — a historical record, not a promise for a new invoice.

In their own words · from the filing

Standard payment terms

30 days from invoice date

Dispute resolution

Suppliers are contacted to notify them if there is an issue with the invoice, service or goods. The business representative who ordered the goods/services from the supplier then works to resolve any issue with their contact at the supplier. The supplier can also contact the finance team regarding payment. Disputes will be escalated up the management chain if not satisfactorily resolved.

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H2 2024	38	18%	6%	31 Jan 2025
H1 2024	28	3%	4%	30 Jul 2024
H2 2023	33	23%	8%	31 Jan 2024
H1 2023	30	1%	10%	9 Jan 2024
H2 2022	56	7%	30%	9 Jan 2024

On the public register · Companies House

Company record

Status: Active
Type: Private Limited Company
Incorporated: 27 Feb 2020
Registered office: MARKERSTUDY HOUSE, SEVENOAKS, TN13 2QB

0 outstanding charges on the register Accounts due 30 Sept 2027

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 38-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 38-day vs a 30-day payment cycle.

≈ £15,000

of invoicing outstanding at any one time on a 38-day cycle — about £3,200 more than the same account would carry at 30-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · Affinity Insurance Solutions Limited

Are they getting slower or faster?

Their reported average has moved about 18 days faster over the window (56 → 38 days).

What's their typical pay point?

Their latest filed report put the average at day 38; across their last 5 reports it ranged 28–56 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

Watch Affinity Insurance Solutions Limited (free)

They haven’t filed a payment report since 31 Jan 2025. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.

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How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-12486813 · latest period to 31 Dec 2024

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