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Their own payment-practices filing · gov.uk

Cambridge & Counties Bank Limited pays suppliers in 12 days on average — inside its 30-day stated terms

CRN 07972522 · Financial services · 15 statutory reports on record · period to 30 Jun 2026

12daysavg time to pay · H1 2026

Their H1 2026 filing puts the average 18 days inside their stated 30-day term.

Faster than mostvs a 31-day median across 6,104 recent filers
Their stated terms
30 days
Paid outside agreed terms
2% of invoices
Paid after 61+ days
1%
Reporting period
1 Jan 2026 – 30 Jun 2026
Source
their gov.uk filing, filed 24 Jul 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H1 2026 filing

Paid 18 days inside the 30-day term they state

The pattern · last 6 of 15 reports

18 → 12 days — getting faster

The read · computed from their figures

Cambridge & Counties Bank Limited's H1 2026 filing puts their average at 12 days against stated terms of 30 days; 2% of invoices were paid outside agreed terms and 1% took 61 days or longer. Filed 24 Jul 2026.

The direction is faster: from 18 days in H2 2023 to 12 now — 6 days faster across their last 6 reports.

On the latest reported averages: Faster than 86% of the 638 large companies reporting in financial services.

That is 15 statutory periods on record (earliest H1 2019) — a historical record, not a promise for a new invoice.

In their own words · from the filing

Standard payment terms

The Bank’s standard supplier payment terms are to pay supplier invoices within 30 days of having received the invoice (or from application for payment) whichever is the later, assuming the goods or services have been delivered in accordance with the purchase order. However, we work with our suppliers to reach payment terms that work for both them and the Bank. Cambridge & Counties makes one payment run per week.

Dispute resolution

Where the Bank raises a dispute in respect of an invoice, the Bank’s policy is to notify the supplier of the nature of the dispute in writing within 30 days of receipt of the invoice. Invoices are held for payment until any dispute is resolved. Disputes are handled and resolved via Departmental Heads and/or Accounts Payable ([email protected]), who have direct engagement with Suppliers, whose contact details are readily available to all suppliers. Once a disputed invoice has been resolved, payment is made within 30 days of dispute resolution

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H1 2026122%1%24 Jul 2026
H2 2025163%1%30 Jan 2026
H1 2025153%1%29 Jul 2025
H2 2024183%1%30 Jan 2025
H1 2024163%1%30 Jul 2024
H2 2023187%2%24 Jan 2024
H1 20231611%1%27 Jul 2023
H2 2022132%1%27 Jan 2023
H1 2022122%1%29 Jul 2022
H2 2021104%0%26 Jan 2022
H1 2021101%0%29 Jul 2021
H2 2020142%1%29 Jan 2021
H1 2020143%0%30 Jul 2020
H2 20191615%3%29 Jan 2020
H1 2019157%1%30 Jul 2019

On the public register · Companies House

Company record

Status
Active
Type
Private Limited Company
Incorporated
1 Mar 2012
Registered office
CHARNWOOD COURT, LEICESTER, LE1 6TE
0 outstanding charges on the register Accounts due 30 Sept 2027

Open the full record at Companies House.

Quick answers · Cambridge & Counties Bank Limited

Are they getting slower or faster?
Their reported average has moved about 6 days faster over the window (18 → 12 days).
What's their typical pay point?
Their latest filed report puts the average at day 12; across their last 6 reports it ranged 12–18 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.
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How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-07972522 · latest period to 30 Jun 2026

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