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Their own payment-practices filing · gov.uk

Sumitomo Mitsui Banking Corporation Europe Limited pays suppliers in 22 days on average — inside its 30-day stated terms

CRN 04684034 · Financial services · 16 statutory reports on record · period to 31 Mar 2026

22daysavg time to pay · H1 2026

Their H1 2026 filing puts the average 8 days inside their stated 30-day term.

Faster than mostvs a 31-day median across 6,104 recent filers
Their stated terms
30 days
Paid outside agreed terms
13% of invoices
Paid after 61+ days
6%
Reporting period
1 Oct 2025 – 31 Mar 2026
Source
their gov.uk filing, filed 23 Apr 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H1 2026 filing

Paid 8 days inside the 30-day term they state

The pattern · last 6 of 16 reports

13 → 22 days — slowing down

The read · computed from their figures

Sumitomo Mitsui Banking Corporation Europe Limited's H1 2026 filing puts their average at 22 days against stated terms of 30 days; 13% of invoices were paid outside agreed terms and 6% took 61 days or longer. Filed 23 Apr 2026.

The direction is slower: from 13 days in H2 2023 to 22 now — 9 days slower across their last 6 reports.

On the latest reported averages: Faster than 51% of the 638 large companies reporting in financial services.

That is 16 statutory periods on record (earliest H2 2018) — a historical record, not a promise for a new invoice.

What they tell their suppliers

Offers e-invoicing

In their own words · from the filing

Standard payment terms

The payment terms as a standard for the bank is set at 30 days

Dispute resolution

Payment processing and any related queries are handled by the Remittance and Expense team. In the event that the query remains unresolved, it will be escalated to management and internal Legal Counsel accordingly.

Other information

The intention is to settle all invoices within 30 days of receipt of invoice. Shorter terms may be required for certain services, but in practice payment within 2-3 weeks is generally acceptable to the supplier.

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H1 20262213%6%23 Apr 2026
H2 20252217%7%14 Apr 2026
H1 2025149%3%24 Apr 2025
H2 2024138%3%21 Oct 2024
H1 2024127%2%30 Apr 2024
H2 2023138%3%20 Oct 2023
H1 20234446%23%28 Apr 2023
H2 20223336%15%27 Oct 2022
H1 20222626%9%29 Apr 2022
H2 20212620%7%28 Oct 2021
H1 20212519%7%21 Apr 2021
H2 20202623%7%22 Oct 2020
H1 20202922%7%22 Apr 2020
H2 20193228%10%28 Oct 2019
H1 20193231%11%29 Apr 2019
H2 20182523%7%15 Oct 2018

On the public register · Companies House

Company record

Status
Active
Type
Public Limited Company
Incorporated
3 Mar 2003
Registered office
100 LIVERPOOL STREET, LONDON, EC2M 2AT
6 outstanding charges — secured borrowing registered Accounts due 30 Sept 2027

Open the full record at Companies House.

Quick answers · Sumitomo Mitsui Banking Corporation Europe Limited

Are they getting slower or faster?
Their reported average has moved about 9 days slower over the window (13 → 22 days).
What's their typical pay point?
Their latest filed report puts the average at day 22; across their last 6 reports it ranged 12–22 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.
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How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-04684034 · latest period to 31 Mar 2026

Verify the original Companies House file

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