Their own payment-practices filing · gov.uk

How long does Sumitomo Mitsui Banking Corporation Europe Limited take to pay its suppliers?

CRN 04684034 · Financial services · 16 statutory reports on record · period to 31 Mar 2026

22days

their reported average time to pay suppliers, latest period

Faster than mostvs a 31-day median across 6,185 recent filers

Self-reported figure from their statutory filing. How this is compiled.

On the public register · Companies House

Company record

Status: Active
Type: Public Limited Company
Incorporated: 3 Mar 2003
Registered office: 100 LIVERPOOL STREET, LONDON, EC2M 2AT

6 outstanding charges — secured borrowing registered Accounts due 30 Sept 2027

Open the full record at Companies House.

Terms vs reality

Stated terms: 30 days. Reported average: 22.

Stated terms30d

-8 days

Reported avg22d

At a glance

The key figures

30d

their stated terms

13%

invoices paid outside terms

+9d

slower over the window

±5d

steady pattern

Vs peers · latest reported averages

fasterslower

Faster than 51% of the 661 large companies reporting in financial services.

The pattern

Getting slower

Average days to pay across their last 6 statutory reports.

terms 30d

H2 2023H1 2024H2 2024H1 2025H2 2025H1 2026

Where their supplier invoices land · latest period

within 30 days 87% 31–60 days 7% 61+ days 6%

The read · computed from their figures

Sumitomo Mitsui Banking Corporation Europe Limited has filed 16 statutory payment periods (earliest H2 2018). Their latest report puts the average at 22 days against stated terms of 30 days.

The direction is slower: from 13 to 22 days over the window — about 9 days slower.

In the latest period 13% of invoices were paid outside their agreed terms, and 6% landed 61+ days out.

What they tell their suppliers

Offers e-invoicing

In their own words · from the filing

Standard payment terms

The payment terms as a standard for the bank is set at 30 days

Dispute resolution

Payment processing and any related queries are handled by the Remittance and Expense team. In the event that the query remains unresolved, it will be escalated to management and internal Legal Counsel accordingly.

Other information

The intention is to settle all invoices within 30 days of receipt of invoice. Shorter terms may be required for certain services, but in practice payment within 2-3 weeks is generally acceptable to the supplier.

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H1 2026	22	13%	6%	23 Apr 2026
H2 2025	22	17%	7%	14 Apr 2026
H1 2025	14	9%	3%	24 Apr 2025
H2 2024	13	8%	3%	21 Oct 2024
H1 2024	12	7%	2%	30 Apr 2024
H2 2023	13	8%	3%	20 Oct 2023
H1 2023	44	46%	23%	28 Apr 2023
H2 2022	33	36%	15%	27 Oct 2022
H1 2022	26	26%	9%	29 Apr 2022
H2 2021	26	20%	7%	28 Oct 2021
H1 2021	25	19%	7%	21 Apr 2021
H2 2020	26	23%	7%	22 Oct 2020
H1 2020	29	22%	7%	22 Apr 2020
H2 2019	32	28%	10%	28 Oct 2019
H1 2019	32	31%	11%	29 Apr 2019
H2 2018	25	23%	7%	15 Oct 2018

Quick answers

Are they getting slower or faster?

Their reported average has moved about 9 days slower over the window (13 → 22 days).

What's their typical pay point?

Their latest reports average around day 22, moving within about ±5 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

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How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,185 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-04684034 · latest period to 31 Mar 2026

Verify the original Companies House file

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