Their own payment-practices filing · gov.uk

Capita Life & Pensions Services Limited paid suppliers in 109 days on average — 49 days past its stated terms

CRN 04359665 · Financial services · 14 statutory reports on record · period to 31 Dec 2024

Dated record. The latest report covers a period ending 31 Dec 2024 and the company hasn’t filed since (it may have dropped below the reporting threshold). Treat the figures as historical.

109daysavg time to pay · H2 2024

Their H2 2024 filing put the average 49 days past the 60-day term they state.

Their stated terms: 7–60 days
Paid outside agreed terms: 50% of invoices
Paid after 61+ days: 50%
Reporting period: 1 Jul 2024 – 31 Dec 2024
Source: their gov.uk filing, filed 7 Feb 2025

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H2 2024 filing

Paid 49 days past their stated terms

PAIDLATE · terms vs the clockdays to pay · 0–120

avg 109d

0 days120 days

reported avg 109 days their filed terms 7–60 days UK median 31 days · n = 6,104 recent filers

Where their invoices landed · share of all invoices

within 30 days 50% 31–60 days 0% 61+ days 50%

Source: their statutory Payment Practices Report #95841, period 1 Jul 2024 – 31 Dec 2024, filed 7 Feb 2025 · gov.uk payment-practices service

Capita Life & Pensions Services Limited paid 49 days past its own stated terms. 50% of invoices still went outside agreed terms; 50% reached 61 days or more. Self-reported in their statutory H2 2024 filing.

The pattern · last 6 of 14 reports

8 → 109 days — slower across the window

PAIDLATE · the patternavg days per report

Last 6 of 14 filed reports · linear day scale · every period is in the table below · Source: gov.uk payment-practices service

101 days slower across the window. From 8 days in H1 2022 to 109 in the H2 2024 filing; the dashed line marks the 7-day term they state.

The read · computed from their figures

Capita Life & Pensions Services Limited's H2 2024 filing put their average at 109 days against stated terms of 7–60 days; 50% of invoices were paid outside agreed terms and 50% took 61 days or longer. Filed 7 Feb 2025.

The direction is slower: from 8 days in H1 2022 to 109 now — 101 days slower across their last 6 reports.

That is 14 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.

What they tell their suppliers

Payment code: The Prompt Payment code Offers e-invoicing

In their own words · from the filing

Standard payment terms

7 Days individuals, 14 Days Micro Business, 30 Days SME, 60 Days Large Corporate

Dispute resolution

The accounts payable helpdesk number and email address is printed on all correspondence to suppliers, any disputes are expected to be resolved within 30 days of the dispute being raised.

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H2 2024	109	50%	50%	7 Feb 2025
H1 2024	93	74%	78%	31 Jul 2024
H2 2023	11	1%	1%	2 Feb 2024
H1 2023	47	22%	20%	1 Aug 2023
H2 2022	9	2%	1%	30 Jan 2023
H1 2022	8	5%	1%	29 Jul 2022
H2 2021	7	2%	1%	21 Jan 2022
H1 2021	8	4%	1%	30 Jul 2021
H2 2020	8	5%	1%	25 Jan 2021
H1 2020	10	4%	2%	25 Jul 2020
H2 2019	23	21%	3%	24 Jan 2020
H1 2019	28	26%	3%	26 Jul 2019
H2 2018	34	25%	14%	30 Jan 2019
H1 2018	28	18%	3%	26 Jul 2018

On the public register · Companies House

Company record

Status: Active
Type: Private Limited Company
Incorporated: 24 Jan 2002
Registered office: FIRST FLOOR, 2 KINGDOM STREET, LONDON, W2 6BD

0 outstanding charges on the register Accounts due 30 Sept 2027

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 109-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 109-day vs a 7-day payment cycle.

≈ £43,000

of invoicing outstanding at any one time on a 109-day cycle — about £40,200 more than the same account would carry at 7-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · Capita Life & Pensions Services Limited

Are they getting slower or faster?

Their reported average has moved about 101 days slower over the window (8 → 109 days).

What's their typical pay point?

Their latest filed report put the average at day 109; across their last 6 reports it ranged 8–109 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

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How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-04359665 · latest period to 31 Dec 2024

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