Their own payment-practices filing · gov.uk
How long does Ghana International Bank Public Limited Company take to pay its suppliers?
Self-reported figure from their statutory filing. How this is compiled.
On the public register · Companies House
Company record
- Status
- Active
- Type
- Public Limited Company
- Incorporated
- 13 Nov 1997
- Registered office
- REGINA HOUSE 67 CHEAPSIDE, LONDON, EC2V 6AZ
Terms vs reality
Stated terms: 30 days. Reported average: 18.
At a glance
The key figures
Vs peers · latest reported averages
The pattern
Getting slower
Average days to pay across their last 3 statutory reports.
Where their supplier invoices land · latest period
The read · computed from their figures
Ghana International Bank Public Limited Company has filed 3 statutory payment periods (earliest H1 2025). Their latest report puts the average at 18 days against stated terms of 30 days.
The direction is slower: from 5 to 18 days over the window — about 13 days slower.
In the latest period 21% of invoices were paid outside their agreed terms, and 2% landed 61+ days out.
What they tell their suppliers
In their own words · from the filing
Standard payment terms
Suppliers must be paid in accordance with contract terms. The Bank follows good payment practice. The aim is to pay on time and some early to take advantage of discount where applicable. Our interpretation of making payment is when an electronic funds transfer / payment is committed.
Dispute resolution
Dispute should be raised with Accounts Payable, addressed to Head of Finance. GHIB and the supplier will first attempt to resolve any dispute through informal discussion between the Bank’s relevant head of department and the supplier. If this is unsuccessful the matter is referred internally for formal discussion between an executive of the Bank and the supplier. Should the parties remain unable to resolve the dispute either party, at their discretion may then refer to the matter to court.
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2026 | 18 | 21% | 2% | 28 Jul 2026 |
| H2 2025 | 22 | 6% | 3% | 30 Jan 2026 |
| H1 2025 | 5 | 6% | 3% | 31 Jul 2025 |
Quick answers
Are they getting slower or faster?
What's their typical pay point?
Can I see what this means for my invoices?
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Watch Ghana International Bank Public Limited Company (free)
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How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,185 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-03468216 · latest period to 30 Jun 2026
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