Their own payment-practices filing · gov.uk
Ghana International Bank Public Limited Company pays suppliers in 18 days on average — inside its 30-day stated terms
Their H1 2026 filing puts the average 12 days inside their stated 30-day term.
- Their stated terms
- 30 days
- Paid outside agreed terms
- 21% of invoices
- Paid after 61+ days
- 2%
- Reporting period
- 1 Jan 2026 – 30 Jun 2026
- Source
- their gov.uk filing, filed 28 Jul 2026
Self-reported figures from their statutory filing. How this is compiled.
Terms vs reality · their H1 2026 filing
Paid 12 days inside the 30-day term they state
Where their invoices landed · share of all invoices
The pattern · last 3 of 3 reports
5 → 18 days — slowing down
The read · computed from their figures
Ghana International Bank Public Limited Company's H1 2026 filing puts their average at 18 days against stated terms of 30 days; 21% of invoices were paid outside agreed terms and 2% took 61 days or longer. Filed 28 Jul 2026.
The direction is slower: from 5 days in H1 2025 to 18 now — 13 days slower across their last 3 reports.
On the latest reported averages: Faster than 67% of the 638 large companies reporting in financial services.
That is 3 statutory periods on record (earliest H1 2025) — a historical record, not a promise for a new invoice.
What they tell their suppliers
In their own words · from the filing
Standard payment terms
Suppliers must be paid in accordance with contract terms. The Bank follows good payment practice. The aim is to pay on time and some early to take advantage of discount where applicable. Our interpretation of making payment is when an electronic funds transfer / payment is committed.
Dispute resolution
Dispute should be raised with Accounts Payable, addressed to Head of Finance. GHIB and the supplier will first attempt to resolve any dispute through informal discussion between the Bank’s relevant head of department and the supplier. If this is unsuccessful the matter is referred internally for formal discussion between an executive of the Bank and the supplier. Should the parties remain unable to resolve the dispute either party, at their discretion may then refer to the matter to court.
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2026 | 18 | 21% | 2% | 28 Jul 2026 |
| H2 2025 | 22 | 6% | 3% | 30 Jan 2026 |
| H1 2025 | 5 | 6% | 3% | 31 Jul 2025 |
On the public register · Companies House
Company record
- Status
- Active
- Type
- Public Limited Company
- Incorporated
- 13 Nov 1997
- Registered office
- REGINA HOUSE 67 CHEAPSIDE, LONDON, EC2V 6AZ
Quick answers · Ghana International Bank Public Limited Company
Are they getting slower or faster?
What's their typical pay point?
Can I see what this means for my invoices?
Stay ahead
Watch Ghana International Bank Public Limited Company (free)
Their next payment report is due ≈ 26 Jan 2027. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.
You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.
More large companies in financial services
Geodis UK Limited · Glaxosmithkline Intellectual Property (No.2) Limited · Geo Underwriting Services Limited · Glaxosmithkline Intellectual Property Development Limited · Ge Healthcare UK Limited · Glencore Energy UK Ltd.
How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-03468216 · latest period to 30 Jun 2026
Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.