PAIDLATE by YORXEN
← New check

Their own payment-practices filing · gov.uk

How long does Fil Life Insurance Limited take to pay its suppliers?

CRN 03406905 · Financial services · 17 statutory reports on record · period to 30 Jun 2026

11days
their reported average time to pay suppliers, latest period
Faster than mostvs a 31-day median across 6,185 recent filers

Self-reported figure from their statutory filing. How this is compiled.

Share

On the public register · Companies House

Company record

Status
Active
Type
Private Limited Company
Incorporated
22 Jul 1997
Registered office
BEECH GATE MILLFIELD LANE, TADWORTH, KT20 6RP
4 outstanding charges — secured borrowing registered Accounts due 30 Sept 2027

Open the full record at Companies House.

Terms vs reality

Stated terms: 60 days. Reported average: 11.

Stated terms60d
-49 days
Reported avg11d

At a glance

The key figures

60d
their stated terms
0%
invoices paid outside terms
-10d
faster over the window
±2d
steady pattern

Vs peers · latest reported averages

fasterslower
Faster than 89% of the 661 large companies reporting in financial services.

The pattern

Getting faster

Average days to pay across their last 6 statutory reports.

terms 60d
21
16
14
14
15
11
H2 2023H1 2024H2 2024H1 2025H2 2025H1 2026

Where their supplier invoices land · latest period

within 30 days 100% 31–60 days 0% 61+ days 0%

The read · computed from their figures

Fil Life Insurance Limited has filed 17 statutory payment periods (earliest H2 2017). Their latest report puts the average at 11 days against stated terms of 60 days.

The direction is faster: from 21 to 11 days over the window — about 10 days faster.

In the latest period 0% of invoices were paid outside their agreed terms, and 0% landed 61+ days out.

In their own words · from the filing

Standard payment terms

The Company’s standard contractual payment terms for all qualifying contracts are payments within 60 days after invoice receipt date and they are the maximum payment terms the Company has with suppliers. Other payment terms may apply after negotiation with suppliers without ever exceeding above-mentioned maximum payment terms. The agreed payment terms are subsequently reflected in our contractual documentation and accounting system. There were no changes to standard payment terms in the reporting period.

Dispute resolution

Invoices should be submitted in PDF format to [email protected]; any supplier communications including dispute or concern matters should be sent in the first instance to [email protected]. The supplier and the Company shall use all reasonable endeavors to discuss and resolve any payment dispute. If the parties cannot resolve the dispute within five working days, the dispute shall be referred in second instance to the immediate manager for discussion and in third instance to a Senior officer of the Company

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H1 2026110%0%31 Jul 2026
H2 2025150%0%28 Jan 2026
H1 2025140%0%30 Jul 2025
H2 2024140%0%30 Jan 2025
H1 2024160%0%26 Jul 2024
H2 2023210%0%25 Jan 2024
H1 2023230%0%28 Jul 2023
H2 2022250%0%26 Jan 2023
H1 20224125%17%29 Jul 2022
H2 202141100%0%27 Jan 2022
H1 2021220%0%30 Jul 2021
H2 20202310%0%26 Jan 2021
H1 2020360%14%28 Jul 2020
H2 20193733%6%30 Jan 2020
H1 20192433%0%24 Jul 2019
H2 2018220%0%28 Jan 2019
H2 2017220%0%24 Jan 2018

Quick answers

Are they getting slower or faster?
Their reported average has moved about 10 days faster over the window (21 → 11 days).
What's their typical pay point?
Their latest reports average around day 11, moving within about ±2 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

Watch Fil Life Insurance Limited (free)

Their next payment report is due ≈ 26 Jan 2027. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.

You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.

More large companies in financial services

Fil Investments International · Fil Pensions Management · Fil Investment Services (UK) Limited · Financial Administration Services Limited · Fidelis Underwriting Limited · Financial Times Group Limited

How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,185 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-03406905 · latest period to 30 Jun 2026

Verify the original Companies House file

Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.