Their own payment-practices filing · gov.uk
Rci Financial Services Limited pays suppliers in 18 days on average — inside its shortest stated term
Their H1 2026 filing puts the average 12 days inside the shortest term they state (30 days).
- Their stated terms
- 30–60 days
- Paid outside agreed terms
- 25% of invoices
- Paid after 61+ days
- 2%
- Reporting period
- 1 Jan 2026 – 30 Jun 2026
- Source
- their gov.uk filing, filed 20 Jul 2026
Self-reported figures from their statutory filing. How this is compiled.
Terms vs reality · their H1 2026 filing
Paid 12 days inside the 30-day term they state
Where their invoices landed · share of all invoices
The pattern · last 6 of 17 reports
Holding steady around 18 days
The read · computed from their figures
Rci Financial Services Limited's H1 2026 filing puts their average at 18 days against stated terms of 30–60 days; 25% of invoices were paid outside agreed terms and 2% took 61 days or longer. Filed 20 Jul 2026.
The pattern is steady — their reported average moves within about ±3 days period to period.
On the latest reported averages: Faster than 67% of the 638 large companies reporting in financial services.
That is 17 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.
What they tell their suppliers
In their own words · from the filing
Standard payment terms
RCI Financial Services Limited’s policy for the payment of suppliers is as follows: • Payment terms will be agreed at the start of the relationship with the supplier and will only be changed by agreement. • Standard payment terms with suppliers of goods and services will be 30 days from receipt of correct invoice for satisfactory goods and services which have been ordered and received unless other terms are agreed in contract. • Payment will be made in accordance with the agreed terms or in accordance with the law if no agreement has been made; and • Suppliers will be advised without delay when an invoice is contested, and disputes will be settled as quickly as possible.
Dispute resolution
Suppliers are advised without delay when an invoice is contested with the aim of resolving the dispute as quickly as possible. Disputes are generally resolved with the department who has placed the order. If the matter cannot be resolved with the department, it will be escalated to senior management for resolution.
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2026 | 18 | 25% | 2% | 20 Jul 2026 |
| H2 2025 | 19 | 23% | 3% | 28 Jan 2026 |
| H1 2025 | 19 | 20% | 2% | 29 Jul 2025 |
| H2 2024 | 23 | 24% | 5% | 29 Jan 2025 |
| H1 2024 | 19 | 18% | 2% | 29 Jul 2024 |
| H2 2023 | 20 | 22% | 1% | 18 Jan 2024 |
| H1 2023 | 16 | 16% | 1% | 10 Jul 2023 |
| H2 2022 | 23 | 25% | 5% | 30 Jan 2023 |
| H1 2022 | 29 | 33% | 6% | 18 Jul 2022 |
| H2 2021 | 23 | 32% | 3% | 11 Feb 2022 |
| H1 2021 | 25 | 28% | 5% | 27 Jul 2021 |
| H2 2020 | 30 | 40% | 8% | 17 Feb 2021 |
| H1 2020 | 24 | 33% | 4% | 21 Jul 2020 |
| H2 2019 | 26 | 38% | 4% | 28 Jan 2020 |
| H1 2019 | 22 | 38% | 3% | 17 Jul 2019 |
| H2 2018 | 23 | 41% | 3% | 24 Jan 2019 |
| H1 2018 | 23 | 16% | 3% | 26 Jul 2018 |
On the public register · Companies House
Company record
- Status
- Active
- Type
- Private Limited Company
- Incorporated
- 15 Jan 1997
- Registered office
- RIVERS OFFICE PARK DENHAM WAY, RICKMANSWORTH, WD3 9YS
Quick answers · Rci Financial Services Limited
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More large companies in financial services
Rci Bank UK Limited · Reassure Group PLC · RBS Invoice Finance Limited · Reassure Life Limited · RBC Global Asset Management (UK) Limited · Reassure Limited
How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-03302462 · latest period to 30 Jun 2026
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