Their own payment-practices filing · gov.uk

Faraday Capital Limited pays suppliers in 22 days on average — within its stated 14–30 day terms

CRN 02982540 · Financial services · 16 statutory reports on record · period to 31 Dec 2025

22daysavg time to pay · H2 2025

Their H2 2025 filing puts the average 8 days past the shortest term they state (14 days), still within their 30-day upper term.

Faster than mostvs a 31-day median across 6,104 recent filers

Their stated terms: 14–30 days
Paid outside agreed terms: 22% of invoices
Paid after 61+ days: 5%
Reporting period: 1 Jul 2025 – 31 Dec 2025
Source: their gov.uk filing, filed 30 Jan 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H2 2025 filing

Paid within their stated range — 22 against 14–30 days

PAIDLATE · terms vs the clockdays to pay · 0–40

avg 22d

0 days40 days

reported avg 22 days their filed terms 14–30 days UK median 31 days · n = 6,104 recent filers

Where their invoices landed · share of all invoices

within 30 days 82% 31–60 days 13% 61+ days 5%

Source: their statutory Payment Practices Report #108790, period 1 Jul 2025 – 31 Dec 2025, filed 30 Jan 2026 · gov.uk payment-practices service

Faraday Capital Limited pays within its stated range, 8 days past the shortest term. 22% of invoices still went outside agreed terms; 5% reached 61 days or more. Self-reported in their statutory H2 2025 filing.

The pattern · last 6 of 16 reports

31 → 22 days — getting faster

PAIDLATE · the patternavg days per report

Last 6 of 16 filed reports · linear day scale · every period is in the table below · Source: gov.uk payment-practices service

9 days faster across the window. From 31 days in H1 2023 to 22 in the H2 2025 filing; the dashed line marks the 14-day term they state.

The read · computed from their figures

Faraday Capital Limited's H2 2025 filing puts their average at 22 days against stated terms of 14–30 days; 22% of invoices were paid outside agreed terms and 5% took 61 days or longer. Filed 30 Jan 2026.

The direction is faster: from 31 days in H1 2023 to 22 now — 9 days faster across their last 6 reports.

On the latest reported averages: Faster than 51% of the 638 large companies reporting in financial services.

That is 16 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.

In their own words · from the filing

Standard payment terms

Our payment terms are generally 30 days from invoice tax point based on the timely submission of satisfactory invoices. Payment terms are negotiated according to the context of the services or goods being purchased. The payment terms are reviewed as part of the overall contract review. Some of our suppliers will submit invoices on their own payment terms which may differ from ours. Where a supplier's payment terms are less than our standard net 30 days, we use our best endeavours to pay such invoices according to that supplier's terms.

Dispute resolution

Disputes are resolved by negotiation involving the relevant parties

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H2 2025	22	22%	5%	30 Jan 2026
H1 2025	22	23%	6%	7 Jul 2025
H2 2024	24	21%	6%	14 Jan 2025
H1 2024	25	22%	7%	22 Jul 2024
H2 2023	25	21%	7%	15 Jan 2024
H1 2023	31	27%	9%	13 Jul 2023
H2 2022	30	28%	8%	17 Jan 2023
H1 2022	29	28%	9%	18 Aug 2022
H2 2021	26	27%	10%	21 Jan 2022
H1 2021	33	30%	10%	16 Jul 2021
H2 2020	33	27%	10%	29 Jan 2021
H1 2020	21	28%	10%	17 Jul 2020
H2 2019	27	25%	8%	14 Jan 2020
H1 2019	33	34%	13%	19 Jul 2019
H2 2018	30	25%	12%	8 May 2019
H1 2018	27	24%	9%	8 May 2019

On the public register · Companies House

Company record

Status: Active
Type: Private Limited Company
Incorporated: 24 Oct 1994
Registered office: CORN EXCHANGE, LONDON, EC3R 7NE

52 outstanding charges — secured borrowing registered Accounts due 30 Sept 2027

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 22-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 22-day vs a 14-day payment cycle.

≈ £8,500

of invoicing outstanding at any one time on a 22-day cycle — about £3,200 more than the same account would carry at 14-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · Faraday Capital Limited

Are they getting slower or faster?

Their reported average has moved about 9 days faster over the window (31 → 22 days).

What's their typical pay point?

Their latest filed report puts the average at day 22; across their last 6 reports it ranged 22–31 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

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How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-02982540 · latest period to 31 Dec 2025

Verify the original Companies House file

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