PAIDLATE by YORXEN public-record company checks
← New check

Their own payment-practices filing · gov.uk

Blue Motor Finance Limited pays suppliers in 19 days on average — 18 days past its stated terms

CRN 02738187 · Financial services · 6 statutory reports on record · period to 31 Dec 2025

19daysavg time to pay · H2 2025

Their H2 2025 filing puts the average 18 days past the 1-day term they state.

Faster than mostvs a 31-day median across 6,104 recent filers
Their stated terms
1 days
Paid outside agreed terms
0% of invoices
Paid after 61+ days
1%
Reporting period
1 Jul 2025 – 31 Dec 2025
Source
their gov.uk filing, filed 30 Jan 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H2 2025 filing

Paid 18 days past their stated terms

The pattern · last 6 of 6 reports

10 → 19 days — slowing down

The read · computed from their figures

Blue Motor Finance Limited's H2 2025 filing puts their average at 19 days against stated terms of 1 days; 0% of invoices were paid outside agreed terms and 1% took 61 days or longer. Filed 30 Jan 2026.

The direction is slower: from 10 days in H1 2023 to 19 now — 9 days slower across their last 6 reports.

On the latest reported averages: Faster than 64% of the 638 large companies reporting in financial services.

That is 6 statutory periods on record (earliest H1 2023) — a historical record, not a promise for a new invoice.

In their own words · from the filing

Standard payment terms

Blue Motor Finance Limited agrees appropriate terms of payment with suppliers for each transaction or series of transactions, and abides by those terms based on the timely submission of valid invoices. In the absence of agreed terms with a supplier, the Group’s policy is to pay within 30 days of receipt of a valid invoice. The most frequently agreed term with suppliers is 30 days from receipt of a valid invoice.

Dispute resolution

Blue Motor Finance Limited and the supplier will first attempt to resolve any dispute by referring it for formal discussion between Blue Motor Finance Limited authorised representative and the supplier (both acting reasonably and in good faith). If Blue Motor Finance Limited authorised representative and the supplier are for any reason unable to resolve the dispute within 14 days of the date of its referral to them, the dispute may be referred to court by either Blue Motor Finance Limited or the supplier.

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H2 2025190%1%30 Jan 2026
H1 20251847%0%28 Jul 2025
H2 20241634%1%29 Jan 2025
H1 2024118%0%30 Jul 2024
H2 2023107%0%30 Jan 2024
H1 2023106%1%11 Aug 2023

On the public register · Companies House

Company record

Status
In Administration
Type
Private Limited Company
Incorporated
7 Aug 1992
Registered office
C/O ERNST&YOUNG LLP 1, LONDON, SE1 2AF
1 outstanding charge — secured borrowing registered Accounts due 30 Sept 2026

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 19-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 19-day vs a 1-day payment cycle.

≈ £7,500
of invoicing outstanding at any one time on a 19-day cycle — about £7,100 more than the same account would carry at 1-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · Blue Motor Finance Limited

Are they getting slower or faster?
Their reported average has moved about 9 days slower over the window (10 → 19 days).
What's their typical pay point?
Their latest filed report puts the average at day 19; across their last 6 reports it ranged 10–19 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.
Share

Stay ahead

Watch Blue Motor Finance Limited (free)

We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.

You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.

More large companies in financial services

Bloom Fresh International Limited · Bluebay Asset Management Corporation Ltd · Blemain Finance Limited · Bmo Capital Markets Limited · Blackrock Investment Management (UK) Limited · BMW Financial Services (Gb) Limited

How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-02738187 · latest period to 31 Dec 2025

Verify the original Companies House file

Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.