Their own payment-practices filing · gov.uk
Accord Mortgages Limited pays suppliers in 31 days on average — 1 day past its stated terms
Their H1 2026 filing puts the average 1 day past the 30-day term they state.
- Their stated terms
- 30 days
- Paid outside agreed terms
- 3% of invoices
- Paid after 61+ days
- 0%
- Reporting period
- 1 Jan 2026 – 30 Jun 2026
- Source
- their gov.uk filing, filed 20 Jul 2026
Self-reported figures from their statutory filing. How this is compiled.
Terms vs reality · their H1 2026 filing
Paid 1 day past their stated terms
Where their invoices landed · share of all invoices
The pattern · last 6 of 16 reports
9 → 31 days — slowing down
The read · computed from their figures
Accord Mortgages Limited's H1 2026 filing puts their average at 31 days against stated terms of 30 days; 3% of invoices were paid outside agreed terms and 0% took 61 days or longer. Filed 20 Jul 2026.
The direction is slower: from 9 days in H2 2023 to 31 now — 22 days slower across their last 6 reports.
On the latest reported averages: Slower than 78% of the 638 large companies reporting in financial services.
That is 16 statutory periods on record (earliest H2 2018) — a historical record, not a promise for a new invoice.
In their own words · from the filing
Standard payment terms
Accord Mortgages Limited is a wholly owned subsidiary of Yorkshire Building Society (YBS) and YBS has one payment process and policy for all its group and subsidiary companies. Payment terms are as set out above unless otherwise agreed by both parties and/or is set out in any contract. Payment is calculated from the date of receipt of a valid invoice quoting a valid Purchase Order number unless an exception has been agreed. Invoices are normally sent by the supplier direct to the company or YBS for matching to Purchase Orders. There will be a follow up with Buyers on any Purchase Orders not receipted or invoices not matched to Purchase Orders. Invalid invoices are rejected and returned back to the supplier. Where appropriate, contractual remedies for late payment of invoices are neg
Dispute resolution
Disputes will be managed in accordance with any escalation procedures or contractual provisions in place or resolved through negotiation by the Group's Procurement Team or Supplier Relationship Managers and any unresolved disputes may be escalated to Group Legal if required.
Other information
Improved or amended payment terms may be agreed during negotiations with suppliers. The YBS Senior Manager Supply Chain has sole discretion to allocate immediate payment terms to sellers under exceptional circumstances, subject to any contracts in place
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2026 | 31 | 3% | 0% | 20 Jul 2026 |
| H2 2025 | 25 | 9% | 4% | 27 Jan 2026 |
| H1 2025 | 17 | 4% | 0% | 7 Jul 2025 |
| H2 2024 | 21 | 1% | 0% | 24 Jan 2025 |
| H1 2024 | 9 | 4% | 0% | 25 Jul 2024 |
| H2 2023 | 9 | 3% | 0% | 10 Jan 2024 |
| H1 2023 | 10 | 4% | 0% | 24 Jul 2023 |
| H2 2022 | 9 | 6% | 0% | 27 Jan 2023 |
| H1 2022 | 8 | 5% | 0% | 22 Jul 2022 |
| H2 2021 | 8 | 5% | 0% | 25 Jan 2022 |
| H1 2021 | 13 | 8% | 5% | 26 Jul 2021 |
| H2 2020 | 8 | 15% | 2% | 25 Jan 2021 |
| H1 2020 | 11 | 16% | 1% | 16 Jul 2020 |
| H2 2019 | 19 | 44% | 1% | 28 Jan 2020 |
| H1 2019 | 16 | 25% | 0% | 23 Jul 2019 |
| H2 2018 | 11 | 48% | 0% | 31 Jan 2019 |
On the public register · Companies House
Company record
- Status
- Active
- Type
- Private Limited Company
- Incorporated
- 11 Jun 1987
- Registered office
- YORKSHIRE HOUSE, BRADFORD, BD5 8LJ
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How UK payment reporting works
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Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-02139881 · latest period to 30 Jun 2026
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