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Their own payment-practices filing · gov.uk

Paragon Finance PLC pays suppliers in 20 days on average — inside its 30-day stated terms

CRN 01917566 · Financial services · 17 statutory reports on record · period to 31 Mar 2026

20daysavg time to pay · H1 2026

Their H1 2026 filing puts the average 10 days inside their stated 30-day term.

Faster than mostvs a 31-day median across 6,104 recent filers
Their stated terms
30 days
Paid outside agreed terms
17% of invoices
Paid after 61+ days
3%
Reporting period
1 Oct 2025 – 31 Mar 2026
Source
their gov.uk filing, filed 30 Apr 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H1 2026 filing

Paid 10 days inside the 30-day term they state

The pattern · last 6 of 17 reports

Holding steady around 20 days

The read · computed from their figures

Paragon Finance PLC's H1 2026 filing puts their average at 20 days against stated terms of 30 days; 17% of invoices were paid outside agreed terms and 3% took 61 days or longer. Filed 30 Apr 2026.

The pattern is steady — their reported average moves within about ±2 days period to period.

On the latest reported averages: Faster than 59% of the 638 large companies reporting in financial services.

That is 17 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.

What they tell their suppliers

Payment code: The Fair Payment Code

In their own words · from the filing

Standard payment terms

Our most frequently used payment terms for qualifying contracts require payment within 30 days.

Dispute resolution

In the event of a dispute, we would expect the supplier to get in touch with their usual contact within the company to discuss the issue. The contact person (which will vary from contract to contract) would then aim to deal promptly with the complaint/dispute in accordance with the terms of the contract. Any invoices under dispute would generally not be paid until the dispute is resolved, normal payment terms notwithstanding.

Other information

The Company is committed to the fair treatment of all suppliers and in return expects our suppliers to help deliver a high standard of service to its customers. The Company’s commitment to, and expectations of, suppliers are laid out in its Supplier Code of Conduct, which can be found on its corporate website at: www.paragonbankinggroup.co.uk/who-we-are/governance/supplier-code-of-conduct. All suppliers are provided with a guide to the company’s invoicing process as part of the onboarding process, which should help them to expedite payments.

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H1 20262017%3%30 Apr 2026
H2 20251913%3%24 Oct 2025
H1 20252113%4%30 Apr 2025
H2 20242215%4%29 Oct 2024
H1 20242311%4%30 Apr 2024
H2 20232114%6%27 Oct 2023
H1 20232829%8%28 Apr 2023
H2 20222218%6%28 Oct 2022
H1 20222120%5%29 Apr 2022
H2 20212219%5%29 Oct 2021
H1 20213022%10%28 Apr 2021
H2 20203536%14%30 Oct 2020
H1 20202724%6%30 Apr 2020
H2 20192214%4%30 Oct 2019
H1 20192419%5%15 Apr 2019
H2 20182315%6%30 Oct 2018
H1 20182419%5%30 Apr 2018

On the public register · Companies House

Company record

Status
Active
Type
Public Limited Company
Incorporated
29 May 1985
Registered office
51 HOMER ROAD, SOLIHULL, B91 3QJ
0 outstanding charges on the register Accounts due 31 Mar 2027

Open the full record at Companies House.

Quick answers · Paragon Finance PLC

Are they getting slower or faster?
Their reported average is steady — within about ±2 days period to period, around 20 days.
What's their typical pay point?
Their latest reports average around day 20, moving within about ±2 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.
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How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-01917566 · latest period to 31 Mar 2026

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