Their own payment-practices filing · gov.uk
American Express Services Europe Limited pays suppliers in 5 days on average — inside its shortest stated term
Their H1 2026 filing puts the average 25 days inside the shortest term they state (30 days).
- Their stated terms
- 30–60 days
- Paid outside agreed terms
- 2% of invoices
- Paid after 61+ days
- 1%
- Reporting period
- 1 Jan 2026 – 30 Jun 2026
- Source
- their gov.uk filing, filed 23 Jul 2026
Self-reported figures from their statutory filing. How this is compiled.
Terms vs reality · their H1 2026 filing
Paid 25 days inside the 30-day term they state
Where their invoices landed · share of all invoices
The pattern · last 6 of 17 reports
2 → 5 days — slowing down
The read · computed from their figures
American Express Services Europe Limited's H1 2026 filing puts their average at 5 days against stated terms of 30–60 days; 2% of invoices were paid outside agreed terms and 1% took 61 days or longer. Filed 23 Jul 2026.
The direction is slower: from 2 days in H2 2023 to 5 now — 3 days slower across their last 6 reports.
On the latest reported averages: Faster than 98% of the 593 large companies reporting in administrative & support services.
That is 17 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.
What they tell their suppliers
In their own words · from the filing
Standard payment terms
American Express’ standard contract length is 3 years with standard payment days of 60 after receipt of a correct, undisputed, timely provided and properly due VAT invoice. In many instances we raise purchase orders with suppliers and again the standard payment days is 60
Dispute resolution
The process for resolving potential disputes is explicitly set out in all contracts that American Express enters into with its Suppliers. If there are any disputes / issues around payments or invoices, the first action is for Supplier to get in touch with their contact in American Express. In the event an issue cannot be resolved, then the American Express Procurement team will review the matter and work with the Supplier to identify a solution. In addition, Suppliers are able to contact the Vendor Payables team in order to check the status of their invoice(s) in the payments cycle.
Other information
For suppliers where we sign contracts (not purchase orders) American Express has a range of payment tool options that can allow suppliers to be paid faster than the standard 60 days
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2026 | 5 | 2% | 1% | 23 Jul 2026 |
| H2 2025 | 7 | 2% | 0% | 30 Jan 2026 |
| H1 2025 | 7 | 1% | 1% | 24 Jul 2025 |
| H2 2024 | 1 | 1% | 1% | 23 Jan 2025 |
| H1 2024 | 1 | 1% | 1% | 22 Jul 2024 |
| H2 2023 | 2 | 1% | 1% | 11 Jan 2024 |
| H1 2023 | 1 | 1% | 1% | 4 Aug 2023 |
| H2 2022 | 2 | 1% | 1% | 9 Jan 2023 |
| H1 2022 | 3 | 1% | 1% | 15 Jul 2022 |
| H2 2021 | 2 | 1% | 1% | 13 Jan 2022 |
| H1 2021 | 2 | 1% | 1% | 12 Jul 2021 |
| H2 2020 | 2 | 1% | 1% | 28 Jan 2021 |
| H1 2020 | 3 | 1% | 1% | 23 Jul 2020 |
| H2 2019 | 2 | 0% | 0% | 28 Jan 2020 |
| H1 2019 | 2 | 0% | 0% | 30 Jul 2019 |
| H2 2018 | 2 | 0% | 0% | 30 Jul 2019 |
| H1 2018 | 3 | 1% | 1% | 30 Jul 2019 |
On the public register · Companies House
Company record
- Status
- Active
- Type
- Private Limited Company
- Incorporated
- 16 Jul 1984
- Registered office
- BELGRAVE HOUSE, LONDON, SW1W 9AX
Quick answers · American Express Services Europe Limited
Are they getting slower or faster?
What's their typical pay point?
Can I see what this means for my invoices?
Stay ahead
Watch American Express Services Europe Limited (free)
Their next payment report is due ≈ 26 Jan 2027. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.
You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.
More large companies in administrative & support services
American Express Payment Services Limited · Amey Community Limited · American Express Group Services Limited · Amey Fleet Services Limited · Amec Foster Wheeler Group Limited · Amey Group Services Limited
How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-01833139 · latest period to 30 Jun 2026
Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.