Their own payment-practices filing · gov.uk
F.M. Insurance Company Limited pays suppliers in 5 days on average — inside its shortest stated term
Their H2 2025 filing puts the average 9 days inside the shortest term they state (14 days).
- Their stated terms
- 14–30 days
- Paid outside agreed terms
- 4% of invoices
- Paid after 61+ days
- 0%
- Reporting period
- 1 Jul 2025 – 31 Dec 2025
- Source
- their gov.uk filing, filed 29 Jan 2026
Self-reported figures from their statutory filing. How this is compiled.
Terms vs reality · their H2 2025 filing
Paid 9 days inside the 14-day term they state
Where their invoices landed · share of all invoices
The pattern · last 6 of 16 reports
Holding steady around 5 days
The read · computed from their figures
F.M. Insurance Company Limited's H2 2025 filing puts their average at 5 days against stated terms of 14–30 days; 4% of invoices were paid outside agreed terms and 0% took 61 days or longer. Filed 29 Jan 2026.
The pattern is steady — their reported average moves within about ±2 days period to period.
On the latest reported averages: Faster than 98% of the 593 large companies reporting in administrative & support services.
That is 16 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.
In their own words · from the filing
Standard payment terms
FM Insurance Company Limited's standard payment terms are thirty days from date of invoice.
Dispute resolution
FM Insurance Company Limited is committed to dealing with its suppliers in a fair and professional manner while seeking best value for the business. We strive to resolve queries and disputes as quickly as possible to everyone's satisfaction. In the unlikely event that a dispute is not resolved by our accounts payable team in a reasonable time frame, it can be escalated to the Accounts Payable Manager or FMI Finance Manager. Suppliers may raise queries and disputes by emailing: [email protected].
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H2 2025 | 5 | 4% | 0% | 29 Jan 2026 |
| H1 2025 | 3 | 0% | 0% | 4 Aug 2025 |
| H2 2024 | 7 | 3% | 0% | 30 Jan 2025 |
| H1 2024 | 6 | 4% | 1% | 26 Jul 2024 |
| H2 2023 | 7 | 3% | 1% | 30 Jan 2024 |
| H1 2023 | 5 | 2% | 0% | 27 Jul 2023 |
| H2 2022 | 7 | 4% | 1% | 24 Jan 2023 |
| H1 2022 | 7 | 3% | 0% | 29 Jul 2022 |
| H2 2021 | 6 | 1% | 0% | 8 Feb 2022 |
| H1 2021 | 6 | 2% | 0% | 28 Jul 2021 |
| H2 2020 | 7 | 4% | 0% | 29 Jan 2021 |
| H1 2020 | 7 | 3% | 1% | 28 Jul 2020 |
| H2 2019 | 11 | 6% | 2% | 29 Jan 2020 |
| H1 2019 | 11 | 5% | 1% | 25 Jul 2019 |
| H2 2018 | 11 | 6% | 2% | 30 Jan 2019 |
| H1 2018 | 14 | 0% | 2% | 26 Jul 2018 |
On the public register · Companies House
Company record
- Status
- Active
- Type
- Private Limited Company
- Incorporated
- 29 Mar 1963
- Registered office
- VOYAGER PLACE, MAIDENHEAD, SL6 2PJ
Quick answers · F.M. Insurance Company Limited
Are they getting slower or faster?
What's their typical pay point?
Can I see what this means for my invoices?
Stay ahead
Watch F.M. Insurance Company Limited (free)
We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.
You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.
More large companies in administrative & support services
F&C Management Limited · Fes FM Limited · F&C Asset Management Services Limited · Fidelis Marketing Limited · Exxonmobil International Limited · Fil Investment Management Limited
How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-00755780 · latest period to 31 Dec 2025
Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.