Their own payment-practices filing · gov.uk

M.& W.Mack Limited pays suppliers in 39 days on average — 9 days past its stated terms

CRN 00447404 · Wholesale & retail trade · 18 statutory reports on record · period to 24 Apr 2026

39daysavg time to pay · H1 2026

Their H1 2026 filing puts the average 9 days past the 30-day term they state.

Well behindvs a 31-day median across 6,104 recent filers

Their stated terms: 30 days
Paid outside agreed terms: 72% of invoices
Paid after 61+ days: 11%
Reporting period: 25 Oct 2025 – 24 Apr 2026
Source: their gov.uk filing, filed 3 Aug 2026

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H1 2026 filing

Paid 9 days past their stated terms

PAIDLATE · terms vs the clockdays to pay · 0–45

avg 39d

0 days45 days

reported avg 39 days their filed terms 30 days UK median 31 days · n = 6,104 recent filers

Where their invoices landed · share of all invoices

within 30 days 31% 31–60 days 58% 61+ days 11%

Source: their statutory Payment Practices Report #116108, period 25 Oct 2025 – 24 Apr 2026, filed 3 Aug 2026 · gov.uk payment-practices service

M.& W.Mack Limited pays 9 days past its own stated terms. 72% of invoices still went outside agreed terms; 11% reached 61 days or more. Self-reported in their statutory H1 2026 filing.

The pattern · last 6 of 18 reports

33 → 39 days — slowing down

PAIDLATE · the patternavg days per report

Last 6 of 18 filed reports · linear day scale · every period is in the table below · Source: gov.uk payment-practices service

6 days slower across the window. From 33 days in H2 2023 to 39 in the H1 2026 filing; the dashed line marks the 30-day term they state.

The read · computed from their figures

M.& W.Mack Limited's H1 2026 filing puts their average at 39 days against stated terms of 30 days; 72% of invoices were paid outside agreed terms and 11% took 61 days or longer. Filed 3 Aug 2026.

The direction is slower: from 33 days in H2 2023 to 39 now — 6 days slower across their last 6 reports.

On the latest reported averages: Slower than 55% of the 815 large companies reporting in wholesale & retail trade.

That is 18 statutory periods on record (earliest H2 2017) — a historical record, not a promise for a new invoice.

In their own words · from the filing

Standard payment terms

Standard payment terms are 30 days, but we will negotiate longer terms if appropriate.

Dispute resolution

Disputes should be referred to the relevant accounts payable department. Contact details can be found at www.frescagroup.co.uk.

Every statutory report on record

Most recent first.

Period	Avg days	Outside terms	61+ days	Filed
H1 2026	39	72%	11%	3 Aug 2026
H2 2025	41	70%	10%	24 Mar 2026
H1 2025	37	70%	8%	3 Jul 2025
H2 2024	37	76%	1%	25 Nov 2024
H1 2024	38	32%	8%	28 May 2024
H2 2023	33	66%	5%	14 Dec 2023
H1 2023	33	64%	3%	25 May 2023
H2 2022	32	64%	3%	29 Nov 2022
H1 2022	35	69%	4%	27 May 2022
H2 2021	36	73%	5%	3 Dec 2021
H1 2021	36	69%	2%	26 May 2021
H2 2020	34	68%	2%	24 Nov 2020
H1 2020	38	69%	2%	19 May 2020
H2 2019	37	77%	2%	25 Nov 2019
H1 2019	34	69%	6%	24 May 2019
H2 2018	36	63%	7%	3 Dec 2018
H1 2018	27	23%	2%	12 Oct 2018
H2 2017	32	60%	5%	1 May 2018

On the public register · Companies House

Company record

Status: Active
Type: Private Limited Company
Incorporated: 2 Jan 1948
Registered office: THE FRESH PRODUCE CENTRE, PADDOCK WOOD, TN12 6UT

6 outstanding charges — secured borrowing registered Accounts due 31 Jan 2027

Open the full record at Companies House.

Illustrative · working-capital arithmetic

What a 39-day cycle ties up

A worked example, not a finding. On a hypothetical £12k/month account, at a 39-day vs a 30-day payment cycle.

≈ £15,500

of invoicing outstanding at any one time on a 39-day cycle — about £3,500 more than the same account would carry at 30-day terms.

Late Payment Act. The Late Payment of Commercial Debts (Interest) Act 1998 lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.

Quick answers · M.& W.Mack Limited

Are they getting slower or faster?

Their reported average has moved about 6 days slower over the window (33 → 39 days).

What's their typical pay point?

Their latest filed report puts the average at day 39; across their last 6 reports it ranged 33–41 days. Treat that as a historical reference point, not a promise for a new invoice.

Can I see what this means for my invoices?

Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.

Stay ahead

Watch M.& W.Mack Limited (free)

Their next payment report is due ≈ 20 Nov 2026. We watch their public record and email you when something changes — a new payment report, late filings, insolvency markers, new charges.

You’ll get a confirmation email first. Unsubscribe any time. How we handle your address.

More large companies in wholesale & retail trade

M. K. M. Building Supplies Limited · M.P. Moran & Sons Limited · M M Acquisitions Ltd · Mabanaft Limited · M and M Direct Limited · Machine Mart Limited

How UK payment reporting works

What is a Payment Practices Report?

UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.

What does "paid outside agreed terms" mean?

The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.

How often is this data updated?

Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.

Is this official government data?

The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-00447404 · latest period to 24 Apr 2026

Verify the original Companies House file

Built by YORXEN LTD · registered in England & Wales · CRN 17303256 · privacy · terms.