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Their own payment-practices filing · gov.uk

J.P. Morgan Limited paid suppliers in 14 days on average — inside its 60-day stated terms

CRN 00248609 · Financial services · 4 statutory reports on record · period to 31 Dec 2019

Dated record. The latest report covers a period ending 31 Dec 2019 and the company hasn’t filed since (it may have dropped below the reporting threshold). Treat the figures as historical.
14daysavg time to pay · H2 2019

Their H2 2019 filing put the average 46 days inside their stated 60-day term.

Their stated terms
60 days
Paid outside agreed terms
5% of invoices
Paid after 61+ days
0%
Reporting period
1 Jul 2019 – 31 Dec 2019
Source
their gov.uk filing, filed 28 Jan 2020

Self-reported figures from their statutory filing. How this is compiled.

Terms vs reality · their H2 2019 filing

Paid 46 days inside the 60-day term they state

The pattern · last 4 of 4 reports

Held steady around 14 days

The read · computed from their figures

J.P. Morgan Limited's H2 2019 filing put their average at 14 days against stated terms of 60 days; 5% of invoices were paid outside agreed terms and 0% took 61 days or longer. Filed 28 Jan 2020.

The pattern is steady — their reported average moves within about ±11 days period to period.

That is 4 statutory periods on record (earliest H1 2018) — a historical record, not a promise for a new invoice.

What they tell their suppliers

Offers e-invoicing

In their own words · from the filing

Standard payment terms

Each JPMorgan Chase group company’s (JPMC) standard payment terms are “2% 10; net 30”, unless different terms are negotiated under contract or mandated by law in a particular country, meaning JPMC pays undisputed amounts within 30 days from receipt of an accurate invoice and may take a two percent discount off any amounts due under an accurate invoices as long as it pays within 10 business days from receipt. JPMC’s standard form contract typically used for higher risk engagements has standard payment terms of 2% 10; net 30 (as above). JPMC’s standard form contracts typically used for lower/minimal risk engagements have standard payment terms of 45 days after receipt of a correct invoice. JPMC’s standard purchase order terms and conditions typically used for minimal risk engagemen

Dispute resolution

A qualifying contract may set out a dispute resolution process. The sophistication of this process depends on the risk rating and therefore complexity of the contract, with contracts used for higher risk engagements containing a multi-tiered (or escalation) dispute resolution clause. Practically, and even in the absence of an escalation/dispute resolution clause in a qualifying contract, an internal escalation process is followed which is materially consistent, as regards JPMC, with a multi-tiered contractual clause.

Other information

The entry for “Enter your shortest (or only) standard payment period in days” has been given as zero because one of JPMC’s standard form contracts states that JPMC will use its best endeavours to process, review, audit and pay invoices as soon as possible.

Every statutory report on record

Most recent first.

PeriodAvg daysOutside terms61+ daysFiled
H2 2019145%0%28 Jan 2020
H1 2019348%0%24 Jul 2019
H2 2018229%1%23 Jan 2019
H1 2018129%2%20 Jul 2018

On the public register · Companies House

Company record

Status
Active
Type
Private Limited Company
Incorporated
6 Jun 1930
Registered office
25 BANK STREET, LONDON, E14 5JP
1 outstanding charge — secured borrowing registered Accounts due 30 Sept 2026 — overdue

Open the full record at Companies House.

Quick answers · J.P. Morgan Limited

Are they getting slower or faster?
Their reported average was steady — within about ±11 days period to period, around 14 days.
What's their typical pay point?
Their latest reports averaged around day 14, moving within about ±11 days. Treat that as a historical reference point, not a promise for a new invoice.
Can I see what this means for my invoices?
Run the live check — it re-reads their record and their live Companies House file, on the amount you invoice.
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More large companies in financial services

J.P. Morgan Capital Holdings Limited · J.P. Morgan Markets Limited · J.M. Glendinning Group Limited · J.P. Morgan Securities PLC · J.M. Finn & CO.LTD · Jane Street Europe Limited

How UK payment reporting works

What is a Payment Practices Report?
UK companies and LLPs above a size threshold — broadly, two of: turnover over £54m, balance sheet over £27m, or more than 250 employees — must report twice a year, under the Reporting on Payment Practices and Performance Regulations 2017, how quickly they actually pay suppliers: the average time to pay, the share of invoices paid in 30 days or fewer, 31 to 60 days and 61 days or longer, and their standard payment terms. Those thresholds apply to financial years beginning on or after 6 April 2025; for earlier financial years they were £36m and £18m, with the same 250-employee test.
What does "paid outside agreed terms" mean?
The share of invoices paid later than the terms in the supplier contract. If terms are 30 days and an invoice is paid on day 45, it counts as paid outside terms, regardless of the headline average.
How often is this data updated?
Each report covers a six-month period and must be filed within 30 days of that period ending, so a company's record refreshes roughly twice a year. PaidLate re-reads the register as new reports are filed.
Is this official government data?
The underlying payment figures come from the company's own statutory filings on the gov.uk payment-practices service; company-status data comes from Companies House. PaidLate calculates trends, comparisons and summaries from those records. It does not use surveys or credit-agency scores.

How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.

The 31-day comparison figure is the median across 6,104 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).

Report PL-00248609 · latest period to 31 Dec 2019

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