Their own payment-practices filing · gov.uk
How long does Mutual Clothing & Supply Company Limited take to pay its suppliers?
Self-reported figure from their statutory filing. How this is compiled.
On the public register · Companies House
Company record
- Status
- Active
- Type
- Private Limited Company
- Incorporated
- 11 May 1922
- Registered office
- 39/43 BEDFORD STREET SOUTH, LE1 3JN
Terms vs reality
Stated terms: 7–60 days. Reported average: 23.
At a glance
The key figures
Vs peers · latest reported averages
The pattern
Holding steady
Average days to pay across their last 6 statutory reports.
Where their supplier invoices land · latest period
The read · computed from their figures
Mutual Clothing & Supply Company Limited has filed 17 statutory payment periods (earliest H1 2018). Their latest report puts the average at 23 days against stated terms of 7–60 days.
The pattern is steady — their reported average moves within about ±2 days period to period.
In the latest period 25% of invoices were paid outside their agreed terms, and 3% landed 61+ days out.
In their own words · from the filing
Standard payment terms
We do not have any standard business terms with our suppliers. These are agreed on a case by case basis. The most common terms for our suppliers of goods for retail sale are either 30 days or payment at the end of the month following invoice date. We normally require suppliers to forward a monthly statement of amounts due. For other suppliers we pay within thirty days of invoice date. Where early settlement discounts are offered by a supplier our policy is to pay within the time required to obtain the discount. A number of our suppliers directly debit our bank account with the payments they require. It is therefore their responsibility to obtain payment within their payment terms. The vast majority of our ‘late’ payments are where suppliers have taken payment via direct debit later th
Dispute resolution
Dispute resolution Any dispute about our payment process should be addressed to the Directors and sent to the registered office at 39 Bedford Street South Leicester LE1 3JN. Alternatively, a complaint can be sent via our website mutual.uk.com Any dispute will be considered by a director who was not involved with the purchasing process.
Other information
We do not have any standard business terms with our suppliers. These are agreed on a case by case basis. The most common terms for our suppliers of goods for retail sale are either 30 days or payment at the end of the month following invoice date. We normally require suppliers to forward a monthly statement of amounts due. For other suppliers we pay within thirty days of invoice date. Where early settlement discounts are offered by a supplier our policy is to pay within the time required to obtain the discount. A number of our suppliers directly debit our bank account with the payments they require. It is therefore their responsibility to obtain payment within their payment terms. The vast majority of our ‘late’ payments are where suppliers have taken payment via direct debit later th
Every statutory report on record
Most recent first.
| Period | Avg days | Outside terms | 61+ days | Filed |
|---|---|---|---|---|
| H1 2026 | 23 | 25% | 3% | 10 Jul 2026 |
| H2 2025 | 23 | 24% | 1% | 13 Jan 2026 |
| H1 2025 | 26 | 27% | 3% | 13 Jul 2025 |
| H2 2024 | 26 | 28% | 3% | 15 Jan 2025 |
| H1 2024 | 26 | 24% | 2% | 17 Jul 2024 |
| H2 2023 | 22 | 27% | 3% | 12 Jan 2024 |
| H1 2023 | 26 | 23% | 3% | 17 Jul 2023 |
| H2 2022 | 26 | 24% | 2% | 12 Jan 2023 |
| H1 2022 | 25 | 20% | 3% | 8 Jul 2022 |
| H2 2021 | 25 | 22% | 3% | 12 Jan 2022 |
| H1 2021 | 27 | 27% | 5% | 9 Jul 2021 |
| H2 2020 | 27 | 30% | 2% | 12 Jan 2021 |
| H1 2020 | 26 | 33% | 3% | 8 Jul 2020 |
| H2 2019 | 25 | 35% | 3% | 20 Jan 2020 |
| H1 2019 | 25 | 35% | 3% | 3 Jul 2019 |
| H2 2018 | 28 | 2% | 4% | 14 Jan 2019 |
| H1 2018 | 27 | 2% | 4% | 4 Jul 2018 |
Working-capital effect
What a 23-day cycle ties up
Illustrative. On a hypothetical £12k/month account, at a 23-day vs a 7-day payment cycle.
Late Payment Act. The Late Payment of Commercial Debts Act lets a supplier charge statutory interest and fixed compensation on invoices paid past agreed terms. Work out what a late invoice is worth → Whether it applies depends on your contract — check with an adviser.
Quick answers
Are they getting slower or faster?
What's their typical pay point?
Can I see what this means for my invoices?
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How UK payment reporting works
What is a Payment Practices Report?
What does "paid outside agreed terms" mean?
How often is this data updated?
Is this official government data?
How this is compiled. Built from official records only: Companies House and the gov.uk payment-practices service. The payment figures are self-reported — companies over the size threshold must file them by law and the board signs them off. No credit-agency data. The numbers are theirs; the plain-English read is ours. This is information compiled from public records under the Open Government Licence v3.0 — not a credit rating and not advice.
The 31-day comparison figure is the median across 6,185 companies with a current statutory report — every sector pooled, not an average of sector medians (how the figure is built).
Report PL-00181701 · latest period to 30 Jun 2026
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